Recession Punishment

By Dwayne Hicks | February 24, 2019 |

I don’t think I will ever forget “The Great Recession” that affected the world economy and certainly my “personal economy”. I remember my wife and I talking about a plan to survive. I made some decisions during that deep down-turn in the economy that are still affecting my life in a good way. I had…

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Big Spender

By Dwayne Hicks | December 23, 2018 |

I used to marvel at wealthy people. They seem to be relaxed and happy. As I got older, I learned that often they weren’t wealthy at all. They were leveraged by debt and living way above their means to impress others. I tried that life and it about crushed me during the Great Recession. Dave…

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Rich People – Poor People

By Dwayne Hicks | January 17, 2018 |

I grew up what many would consider poor. We didn’t have a lot of things that money can buy. We did, however, have a lot of things in our family that others didn’t have. We had lots of love. We were taught strong values. I remember one Christmas; our family was a recipient of gifts…

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Debt of Love

By Dwayne Hicks | November 4, 2013 |

I am not a fan of debt. I have been there, done that and have the T-shirt and scars from debt. I believe that debt is deceptive. There are so many things we think we need NOW and debt provides a way to get them. It if often entered into lightly and even on a…

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